Here are some tips to find car insurance that's a better deal, or to lower the cost of your current policy. Changing companies is often a viable option. If you have great credit this should be easy to do, but if not you are better off sticking with your current company. This is because consumers with bad credit pay 20-50% more in premiums on average.

While switching carriers can save you hundreds, some companies also give loyalty discounts to customers who stay with them for a year or more. In addition you can receive discounts for a clean driving record and driving a care with special safety equipment. Raising your deductible can also lower your insurance costs, but this is risky if you know you won't have the money to pay the deductible in the case of a claim. Dropping collision and comprehensive coverage can make sense if you drive an older car with high mileage.

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If you feel stupid and want to do something to lose your car insurance, here is what you should do. If you are feeling in your right mind-which I hope you are-than take this satirical advice the way it was meant to be.

If you want to lose your insurance, the best way to do it would be to drink and drive. Why? It is stupid. You are risking your own life for no reason whatsoever. Take the bus, take a cab, or get a friend to drive you home. There is absolutely no need to drink and drive. If you do, and you manage to get yourself caught because you are in your stupid "oh hello ossifer, how do you do" state of mind, you will lose your insurance.

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Most people in the world wonder what it is that makes people who have cars complain so much. If you own a car, you would understand that it is car insurance. If you don't get insurance for your car, you will probably end up losing more than you would have spent. If you get insurance for your car, you will probably end up paying almost two times the original price on your car for your car, and that is on top of gas.

Does this mean that people should just stop buying cars altogether and opt for the subway or the bus? By all means no. There are lots of ways out there to lower your costs. Simply bring up your favorite search engine and search up how to save on car insurances.

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