Sticking with one company could attract extra discounts
Many families these days have multiple vehicles in the household. Not only does keeping all your vehicles insured with one company make it easier when you need to contact your insurer (you've only got one port of call) but they may reward you with an additional discount.
The same can be said for your home insurance provider. Insuring your car with the same company will pretty much guarantee you an additional discount.
Car insurance providers like customer loyalty, so make the most of it. If your online quote asks you if you have other policies with them and you do, make sure you tick that box for an additional discount.
Not only this, but when it comes to renewing your policy the following year, having multiple policies with you may give you a bargaining tool should you be offered a lower premium elsewhere.
Remember that to keep any online discount that you are given, you will most likely have to purchase the policy online, rather than over the phone.
For multi-vehicle households, a Multi-Car policy could also help. Try Admiral here.
Our full list of car insurance providers who provide online quotations can be found here.
- Buy online - the easiest and most obvious one! Most insurers offer some kind of incentive for you to buy online. Click here for over 30 online car insurers.
- Shop around - it's a free and very competitive market, so don't be afraid to shop around and see who can offer you the best service at the best price for you.
- Voluntary excess - by simply increasing your voluntary excess (the amount you agree to pay towards a claim) your insurer will likely reward you with a lower premium.
- Vehicle security - some insures will apply discounts for approved alarms, immobilisers or tracking devices on your vehicle. Check out the options while you are completing your car insurance quotes.
- Take the right level of cover - consider the value of your car when choosing a level of cover. Is an insurer likely to write your car off instead of repairing it on comprehensive cover?
- No claims discount - you've earned it so try and keep it. NCD has a huge impact on your premium. Only claim if you really have to. A scratch is easily fixed by yourself or a friend and really shouldn't warrant a claim.
- Ditch the kids! - 'fronting' a policy for your children no longer makes financial sense.
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