Buying your policy online will probably save you money
Not only will buying your policy online often save you money, but it will probably save you time too. Online quotes tend to be available 24 hours a day - so it's never an inconvenient time for you to call, and you'll never be asked to wait for other people to be finished before you get your turn!
Quoting and buying your car insurance online will often means you get an additional discount, or in some cases a free period of cover, such as 12 months for the price of 9. Each company will offer their own incentive, so shop around for car insurance and see what's available for you.
Remember that to keep any online discount that you are given you will most likely have to purchase the policy online rather than over the phone.
Our full list of car insurance providers who provide online quotations can be found here.
- Shop around - it's a free and very competitive market, so don't be afraid to shop around and see who can offer you the best service at the best price for you.
- Voluntary excess - by simply increasing your voluntary excess (the amount you agree to pay towards a claim) your insurer will likely reward you with a lower premium.
- Vehicle security - some insures will apply discounts for approved alarms, immobilisers or tracking devices on your vehicle. Check out the options while you are completing your car insurance quotes.
- Keep all your eggs in one basket - insurers like customer loyalty and will likely reward you for having multiple polices with them.
- Take the right level of cover - consider the value of your car when choosing a level of cover. Is an insurer likely to write your car off instead of repairing it on comprehensive cover?
- No claims discount - you've earned it so try and keep it. NCD has a huge impact on your premium. Only claim if you really have to. A scratch is easily fixed by yourself or a friend and really shouldn't warrant a claim.
- Ditch the kids! - 'fronting' a policy for your children no longer makes financial sense.
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