Tips to find car insurance
Here are some tips to find car insurance that's a better deal, or to lower the cost of your current policy. Changing companies is often a viable option. If you have great credit this should be easy to do, but if not you are better off sticking with your current company. This is because consumers with bad credit pay 20-50% more in premiums on average.
While switching carriers can save you hundreds, some companies also give loyalty discounts to customers who stay with them for a year or more. In addition you can receive discounts for a clean driving record and driving a care with special safety equipment. Raising your deductible can also lower your insurance costs, but this is risky if you know you won't have the money to pay the deductible in the case of a claim. Dropping collision and comprehensive coverage can make sense if you drive an older car with high mileage.